If you’ve heard it once, you’ve heard it a thousand times: Budget Your Money! Financial experts and money advisors have been shouting this mantra from the mountaintops for years. By now, you’re probably sick of hearing the “b” word. Too bad. This is just one of those financial lessons that cannot be preached enough. Especially in the current turbulent economy, budgeting...
Life planning is different than traditional financial planning because the focus is more about who you are and who you want to be than it is about money. Unlike people engaged in the traditional planning process, people engaged in the life planning process don’t look ahead to figure out how to maintain their current lifestyles in retirement. Instead, they...
For most people, a bank account is simply a place to hold money, not make money. That’s especially true these days, with interest rates remaining near historic lows. Yet, there are several types of bank accounts, so consumers should know which ones best fit their needs. A lot of people understand the two major types of bank accounts: savings accounts,...
According to the Federal Reserve’s study on economic well-being in U.S. households, published in 2016, Americans are satisfied with how they are doing financially. The number of adults reporting they are “living comfortably” or “doing okay” rose to 69%, up from 65% in 2014 and 62% in 2013. However, surveyors then asked a series of follow-up questions that called into serious...
Do you love daffodils, tulips, crocus, freesia, and other wondrous signs of spring? If so, get ready to do some digging! Fall or autumn is the time to plant spring-flowering bulbs. With these few tips, you’ll have your bulb planting done in no time, and a wonderful display come spring! Select bulbs that are ideal for your growing zone Bulbs...
Whether you’re a beginning gardener or a more experienced one, you’ve probably come across terms that are unfamiliar to you in gardening magazines, websites or even on plant labels. In an effort to demystify gardening, we’ve put together a list of basic garden terms with brief explanations. Annual Plants: Annuals only grow for one season. Many cut-flowers and most...
